Instant Loans for All Your
Needs
Get quick access to cash with PrimePay's instant loans. Whether it's for a medical emergency, school fees or business expansion, we've got you covered. With our fast, easy, and secure loan process, you can get the funds you need within minutes.
Check loan balance
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Check Loan Balance

Enter Phone Number

Kindly provide a registered phone number

Submit

Hit the "submit" button to proceed

Loan Balance

Your existing loan balance will be displayed on your screen, helping you plan your repayment

Cancel

Benefit of Our Instant Loans

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Fast and Convenient

Our instant loan service is designed to provide fast and convenient access to credit, with loan approval and disbursement within minutes.

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No Collateral Needed

We do not require collateral for our instant loans, making it easier for anyone to access credit.

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Flexible Repayment Terms:

Our instant loans come with flexible repayment terms, allowing borrowers to choose a repayment period that suits their financial situation.

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Competitive Interest Rates

We offer competitive interest rates on our instant loans, making it an affordable option for those in need of quick cash.

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No Hidden Charges

Our instant loan service is designed to provide fast and convenient access to credit, with loan approval and disbursement within minutes.

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Boost Credit Score

Consistently borrowing and repaying loans on time can help improve your credit score, and our instant loans are a great way to start building a positive credit history.

Ways to Apply for a Loan

Through our Social media
Channels

You can now apply for instant loans on-the-go through our social media channels. Simply send us a message and we'll guide you through the quick and easy application process. Get the cash you need when you need it, all from the comfort of your social media account.
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Through our Website
Applying for an instant loan has never been easier with PrimePay. With our intuitive online platform, you can apply for loans in minutes and receive an instant decision
Through our USSD
With our USSD code, applying for an instant loan is as easy as dialling a few numbers. Simply dial *258*6# and follow the prompts to apply for a loan. Our USSD platform is fast, secure and available 24/7 so you can access credit whenever you need it.
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Criteria to Apply
Must be a salary earner
You must be 18 years old and a resident of Nigeria to apply for an instant loan.
Reside in Lagos
You must be a government worker or a verified organisation’s employee to apply.
Through our Website
For a successful application, you must have a good credit history and meet PrimePay's creditworthiness requirements.