Buy Now, Pay Later
With our Buy Now, Pay Later service, you can buy the things you need without worrying about the cost. Our flexible payment options allow you to pay in instalments so you can manage your budget without sacrificing the things you want. From home appliances to gadgets, we've got it all covered.
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Benefit of Our Buy Now, Pay Later

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More Flexibility

Enjoy the flexibility to make your purchases and repayments over time without worrying about large upfront costs.


Improved Cash Flow

By spreading out the cost of your purchases, you can improve your cash flow and ensure that you have more money available for other important expenses


Increased Purchasing Power

Our “Buy Now, Pay Later” service provides you with more purchasing power, allowing you to buy more items at once and pay for them later rather than waiting until you have saved up enough money.

Ways to Buy Now, Pay Later

: Our team is dedicated to providing top-quality service to our customers and partners and we're always striving to do better.

Merchant's Social Media Pages
Shop now and pay later with PrimePay! Our Buy Now, Pay Later option is available at your favourite merchant's physical store. Shop now and enjoy the flexibility of paying later in convenient instalments.
Merchant's Physical Store
Get what you want, when you want it. Shop from your favourite merchant's social media pages and pay later with our Buy Now, Pay Later option.
Through Our Website
Why wait to buy the things you love? With PrimePay's Buy Now, Pay Later option, you can shop online and pay later in easy instalments. Click on “Get Started” and start shopping now!
Criteria to Apply
Must be a salary earner
You must be 18 years old and a resident of Nigeria to apply for an instant loan.
Reside in Lagos
You must be a government worker or a verified organisation’s employee to apply.
Through our Website
For a successful application, you must have a good credit history and meet PrimePay's creditworthiness requirements.